We started in 1906 as Farmers State Bank, when local banks in West Tennessee weren’t just creating profits. They were creating the towns and communities like Scotts Hill where our first branch still remains today. Times change, but the things that make being part of a community great, like strong ties and trusted relationships, never change. That’s why we remained local, making what we had learned as a community bank our business model. Staying local, our reputation got around. In 1984, Jim Ayers and his business partner saw that the power of community banking was growing. Ayers acquired the bank that grew through organic growth and mergers for doing the banking that matters. Community banking.

Over three decades FirstBank’s assets grew to be in the billions but FirstBank never compromised their vision. In 2001, we expanded our brand of authentic local banking into the state’s most iconic cities, from Nashville to Memphis. FirstBank has made small town life our business culture empowering local city presidents and managers to make real decisions locally. You can walk into any branch and find a welcoming smile and willingness to help. You will know instantly you’re not just a customer. You’re part of the FirstBank family.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $2.25*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Waived for balances above $3,000

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 134 Pewitt Drive
Brentwood, TN 37027

Customer Service

Phone Number 1-800-413-4211