F&M Bank


F&M Bank is a dynamic regional bank located in Middle Tennessee and Southern Kentucky, and is one of the top independent banks in Tennessee, based on asset size, headquartered in Clarksville. F&M Bank operates full-service banking offices in Christian (Kentucky), Davidson, Dickson, Montgomery, Putnam, Robertson, Rutherford, Sumner, Stewart, Williamson, and Wilson counties. Additionally, we operate a loan production office in Bowling Green, Kentucky and mortgage loan offices in Brentwood, Nashville, and Murfreesboro, Tennessee.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:

HSA Interest Rates

Interest rates for various balance tiers
$0+ 0.25% APY
Last checked on: 01-05-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 50 Franklin Street
Clarksville, TN 37040

Customer Service

Phone Number (800) 645-4199