Forreston State Bank


For generations, Forreston State Bank has been a premier locally owned financial institution. Since 1887, we have taken great pride serving communities in Northern Illinois. Headquartered in Forreston, Illinois, we are a member of High Point Financial Services, Inc. Forreston State Bank has had continued growth and continues to serve and grow within the communities we serve today.

In 1998, Highpoint Financial Services, Inc. purchased Kent Bank with locations in Kent and Freeport Illinois. Kent Bank served Stephenson and Jo Daviess Counties since 1923. Kent Bank’s Freeport office was built in 1992.

In November 2014, Kent Bank and Forreston State Bank merged. Forreston State Bank now has three locations with our main office located at 200 Main Street at the corner of Walnut and Main in the business district of Forreston, Illinois. Our branches are located at 996 W. Fairview Road at the intersection of Route 26 North and Fairview Road 2 minutes outside of Freeport, Illinois and at 717 N. Kent Road in Kent, Illinois.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
All Balances0.50%
Last checked on: 07-22-2019. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance FeeUnknown
Account Opening FeeUnknown
Account Closing FeeUnknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address200 Main Street
Forreston, IL 61030

Customer Service

Mailing AddressForreston State Bank
200 E. Main St.
PO Box 278
Forreston, IL 61030
Phone Number815-938-3121
Email Address[email protected]