When you join America's Credit Union you will also become part owner in our financial cooperative. Your $25.00 Share Savings Account opening deposit represents your share of ownership in our credit union.

At ACU, banking is more than just a series of deposits and withdrawals. It's about people who are just like you coming together to pool resources to improve everyone's financial well-being.

We believe in the cooperative principle of people helping people. When you make a deposit we use that money to issue loans to other members. When you take out a loan, the interest you pay goes back into the pool of funds other members can use. The more each member-owner relies on ACU for deposit accounts and loans, the more every member benefits from lower loan rates, higher deposit rates, and fewer fees. Every time you choose ACU you help the whole membership!