America’s Credit Union


When you join America's Credit Union you will also become part owner in our financial cooperative. Your $25.00 Share Savings Account opening deposit represents your share of ownership in our credit union.

At ACU, banking is more than just a series of deposits and withdrawals. It's about people who are just like you coming together to pool resources to improve everyone's financial well-being.

We believe in the cooperative principle of people helping people. When you make a deposit we use that money to issue loans to other members. When you take out a loan, the interest you pay goes back into the pool of funds other members can use. The more each member-owner relies on ACU for deposit accounts and loans, the more every member benefits from lower loan rates, higher deposit rates, and fewer fees. Every time you choose ACU you help the whole membership!

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$100+ 0.50% APY
Last checked on: 05-30-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 4040 N Central Expressway, Suite 100
Dallas, Texas 75204

Customer Service

Mailing Address America's Credit Union
PO Box 671149
Dallas, TX 75367
Phone Number 1-800-543-2811