Greater Iowa Credit Union

About

Greater Iowa Credit Union is a federally insured, state-chartered community credit union with eight branch locations in Ames, Denison, Des Moines, Indianola, Waukee and West Des Moines. GICU is a growing, member-owned, not-for-profit financial cooperative with assets of $435 million.

Our story begins in June of 1932 with just nine people and winds its way from humble beginnings working out the superintendent of buildings and grounds office on the Iowa State University campus to now serving nearly 31,000+ members throughout a 33-county area in central and western Iowa.

The Iowa Credit Union Division oversees Greater Iowa on the state level, while the National Credit Union Administration provides federal oversight. All Greater Iowa deposits are insured up to $500,000, $250,000 by NCUA and an additional $250,000 insured by Greater Iowa through Excess Share Insurance Corporation.

The majority of financial services and products needed by businesses and people to succeed in their daily lives are offered by Greater Iowa Credit Union. And while technology will continue to change products, services and how we offer them to best meet our members’ needs, our philosophy has endured and will never change: "Not for profit, not for charity, but for service – people helping people."

User Ratings

GD Star Rating
a WordPress rating system

HSA Program Features

FDIC or NCUA Insured:
check
Min Balance to Open:
$0.00
Features:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$0 - $99 0.00%
$100 - $9,999 0.35%
$10,000 - $24,999 0.50%
$25,000 - $49,999 0.55%
$50,000 + 0.60%
Last checked on: 04-27-2020. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee $2.00
Account Opening Fee Unknown
Account Closing Fee $25.00*

* If account is closed within 2 months

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Website
Address 509 Baltimore Drive
Ames, IA 50010

Customer Service

Mailing Address Greater Iowa Credit Union
PO Box 665
Ames, IA 50010
Phone Number 800-296-9064