Greater Iowa Credit Union


Greater Iowa Credit Union is a federally insured, state-chartered community credit union with nine branch locations in Ames, Ankeny, Des Moines, Waukee, Denison, and Indianola! GICU is an ever-growing, member-owned, not-for-profit financial cooperative with assets of $624 million.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$0 - $99 0.00% APY
$100 - $9,999 0.50% APY
$10,000 - $24,999 0.65% APY
$25,000 - $49,999 0.70% APY
$50,000+ 0.75% APY
Last checked on: 06-01-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.00
Account Opening Fee Unknown
Account Closing Fee $25.00*

* If account is closed within 2 months

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information


Customer Service

Mailing Address Greater Iowa Credit Union
PO Box 665
Ames, IA 50010
Phone Number 800-296-9064