Gulf Coast Educators Federal Credit Union logo

About

Gulf Coast Educators FCU is a credit union dedicated to serving the financial needs of educators and school district employees in the state of Texas. Here you will find all the same products and services of a big bank, but designed to help make our members more money, save time, and provide peace of mind.

As an employee in the education industry in the state of Texas, you and your immediate family members are eligible for membership. Not only do we offer free Health Savings Accounts to educators, but we also provide everyday financial services, like free savings and checking accounts, direct deposit, and low rate loans.

HSA Program Features

FDIC or NCUA Insured:
check
Min Balance to Open:
$0.00
Features:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0 - $499 0.00% APY
$500 - $9,999 0.15% APY
$10,000 - $49,999 0.20% APY
$50,000 - $99,999 0.25% APY
$100,000+ 0.30% APY
Last updated on: 03-18-2026. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Fee: 0.50% Annual Fee charged by myHSAinvestments

Self-directed investment options for HSAs available through myHSAinvestments.

Contact Information

General Information

Website
Address 5953 Fairmont Parkway
Pasadena, TX 77505

Customer Service

Phone Number 1-800-683-3863
Email Address [email protected]