Harvest Bank


As a community bank rooted in Central Minnesota, we have a special understanding of the needs of our customers. Whether you're an individual, business owner, or farmer, we take care to learn about you and have the innovative products and services necessary to let you bank the way it's most convenient for you.

We may be a local bank, but that doesn't mean you won't find the same - if not better - products and services you'd find at the big banks.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:

HSA Interest Rates

Interest rates for various balance tiers
$0 - $1,999.99 0.15%
$2,000 - $4,999.99 0.30%
$5,000 - $19,999.99 0.65%
$20,000+ 1.05%
Last checked on: 03-12-2020. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.00*
Account Opening Fee $10.00**
Account Closing Fee Unknown

* Avoid the $2 monthly maintenance fee by maintaining a $1,000 minimum daily balance.
** Account setup fee of $10 waived with a minimum opening deposit of $2,500

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 222 Atlantic Avenue W
Atwater, MN 56209

Customer Service

Mailing Address PO Box 755
Atwater, MN 56209
Phone Number 320-974-8861