Heartland Bank


Our leadership is devoted to our mission, vision, and community while embracing the talents and experiences that the Heartland family undeniably delivers. Honesty and integrity are not just words to live by at Heartland, these are values that shape and mold our business decisions, staffing choices and strategic planning.

We would like to be your bank – for your financial life and possibly your work life. Our story continues and is ever-changing, and we encourage your visits to keep up with the latest Heartland news. Finally, let us know how we are doing, tell us your concerns, and don’t be a stranger at Heartland Bank!

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates for various balance tiers
$0 - $1,499.99 0.01% APY
$1,500 - $4,999.99 0.02% APY
$5,000+ 0.04% APY
Last checked on: 06-08-2022. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $4.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Waived with $1,500 minimum daily balance or ownership of an additional Heartland Bank deposit account

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 602 S. Ft. Thomas Ave.
Fort Thomas, KY 41075

Customer Service

Phone Number 800-697-0049
Email Address [email protected]