Home State Bank


At Home State Bank, we are focused on you! We understand that your financial needs are unique, and we have the experience, the personnel, and the products to guide you towards reaching your financial dreams and goals!

We first opened our doors in Kandiyohi, Minnesota in 1926 and have grown significantly, ever since. Today, we proudly serve a large area of central and west central Minnesota with locations in Willmar, Cosmos, Litchfield and Hutchinson.

Home State Bank offers a full line of FDIC-insured deposit services including: checking accounts, savings accounts, money market accounts, certificates of deposit, and individual retirement accounts, as well as a complete line of lending services: consumer loans, credit cards, mortgage loans, home equity lines of credit, and commercial and agricultural loans and lines of credit.

Stop in at any of our locations in Willmar, Cosmos, Litchfield, or Hutchinson and find out for yourself, why we truly are the 'People You Can Talk To'!

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1610 E Hwy 12
Willmar, MN 56201

Customer Service

Mailing Address P.O. Box 1620
Willmar, MN 56201
Phone Number 320-231-1118