Ideal Credit Union


In 1926 a group of forward-thinking postal employees formed a financial cooperative, giving birth to St. Paul Postal Employees Credit Union where membership was limited to only postal employees. As the credit union thrived, membership was opened to family members, select employee groups, and those who joined by donating to a local Scholarship fund. In 2002, then Postal Credit Union, membership was opened to residents of Washington, Ramsey and Dakota counties and later to Anoka, Chisago and Hennepin counties. Today, anyone can become a member.

Ideal Credit Union boasts a diverse membership of more than 50,000 and has 6 convenient locations in Eagan, Hugo, Inver Grove Heights, North St. Paul, Stillwater and Woodbury.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 3225 Denmark Ave
Eagan, MN 55121

Customer Service

Phone Number 651-770-7000