Independent Bank


For 150 years, we’ve worked hard to earn the business, and the trust, of those across Michigan. Our customers have been our focus since the day we opened our doors, and doing whatever it takes to meet their needs has always been our top priority.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0 - $999 0.01% APY
$1,000 - $2,499 0.01% APY
$2,500 - $9,999 0.03% APY
$10,000+ 0.03% APY
Last checked on: 08-25-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $2,500
Investment Fee:

Contact Information

General Information

Address 230 W. Main St
Ionia, MI 48846

Customer Service

Phone Number 800-355-0641