Working in conjunction with a High Deductible Health Plan (HDHP), a Health Savings Account (HSA) allows you to pay for current health expenses and save for future qualified medical and retiree health expenses on a tax-free basis. Unlike most health insurance plans, there is no "use it or lose it" clause associated with an HSA. At the end of the year, any unused balance in your account will be carried over to the following year, allowing you to build the fund to cover future medical expenses.
Establishing an account is easy, and you'll immediately notice the difference in convenience and affordability.
HSA Program Features
- FDIC or NCUA Insured:
- Min Balance to Open:
- Debit Card
- Online Banking
HSA Interest Rates
|$0 - $999.99||0.05% APY|
|Monthly Maintenance Fee||$2.50*|
|Account Opening Fee||$15.00|
|Account Closing Fee||Unknown|
* No monthly account maintenance fee if a $1,000 average collected balance is maintained.
HSA Investment Options
|Website||Intrust Bank's HSA Website open_in_new|
|Mailing Address||INTRUST Bank, N.A.
P.O. Box 1
Wichita, KS 67201-9819