KEMBA Financial Credit Union


KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall, and moved into our current Gahanna home in 2006. Today we continue to serve Kroger associates, but also employees of more than 175 additional area companies, plus anyone who lives, works or worships in Franklin, Delaware, Madison, Logan, Fairfield, Licking, and Union Counties.

Currently, we have 10 branches across Central Ohio, along with complete Online and Mobile Banking services, automated telephone banking, and more than 50,000 surcharge-free ATMs and over 5,500 shared branching locations nationwide.

KEMBA surpassed $1 billion in assets, and currently serves more than 100,000 members. We continually are recognized both as a statewide and nationwide leader in the Credit Union industry.

HSA Program Features

FDIC or NCUA Insured:

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $2,499.99 0.05% APY
$2,500.00 - $9,999.99 0.05% APY
$10,000.00 - $24,999.99 0.30% APY
$25,000.00+ 0.30% APY
Last checked on: 02-18-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 555 Officenter Place
Gahanna, OH 43230

Customer Service

Mailing Address PO Box 307370
Gahanna, OH 43230
Phone Number 800-282-6420
Email Address [email protected]