KEMBA Financial Credit Union


KEMBA Financial Credit Union was founded in 1933 as the credit union for the employees of The Kroger Company, and stands for Kroger Employee Mutual Benefits Association. The original branch was inside the Kroger Bakery downtown, and in 1971 was relocated to East Broad Street in Whitehall, and moved into our current Gahanna home in 2006. Today we continue to serve Kroger associates, but also employees of more than 175 additional area companies, plus anyone who lives in Franklin, Delaware, Madison, Logan, Fairfield, Licking, and Union Counties.

Currently, we have 10 branches across Central Ohio, along with complete Online and Mobile Banking services, automated telephone banking, and more than 50,000 surcharge-free ATMs and over 5,500 shared branching locations nationwide.

KEMBA recently surpassed $1 billion in assets, and are currently serving more than 86,000 members. We continually are recognized both as a statewide and nationwide leader in the Credit Union industry.


User Ratings
GD Star Rating

HSA Program Features

FDIC or NCUA Insured:

HSA Interest Rates

Interest rates for various balance tiers
KEMBA Advantage APY
$0 - $2,499.99 1.10%
$2,500 - $9,999.99 1.35%
$10,000 - $24,999.99 1.60%
$25,000 and greater 2.10%
Everyday APY
$0 - $2,499.99 0.35%
$2,500 - $9,999.99 0.50%
$10,000 - $24,999.99 0.70%
$25,000 and greater 0.85%
Last checked on: 01-23-2017


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform:    Self-Directed Brokerage:    CDs:    Other:

Contact Information

General Information

Address 555 Officenter Place
Gahanna, OH 43230

Customer Service

Mailing Address PO Box 307370
Gahanna, OH 43230
Phone Number 800-282-6420
Email Address [email protected]

KEMBA Financial Credit Union Discussion