KEMBA Financial Credit Union


KEMBA Financial Credit Union was founded in 1933 as the credit union for employees of The Kroger Bakery, and stands for Kroger Employee Mutual Benefits Association.

The original branch opened inside the Kroger Bakery downtown. In 1971, the branch relocated to East Broad Street in Whitehall and moved again in 2006 to our current location in Gahanna. Today we continue to serve Kroger associates, but also employees of more than 175 additional area companies, plus anyone who lives, works or worships in Franklin, Delaware, Madison, Logan, Fairfield, Licking, and Union counties.

Currently, we have 11 branches across Central Ohio, and growing, along with complete Digital Banking services, automated telephone banking, more than 50,000 surcharge-free ATMs and more than 5,500 shared branching locations nationwide.

With nearly $2 billion in assets and serving more than 124,000 members, we continually are recognized as a statewide and nationwide leader among credit unions.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $2,499.99 0.55% APY
$2,500.00 - $9,999.99 0.55% APY
$10,000.00 - $24,999.99 0.85% APY
$25,000.00+ 0.85% APY
Last checked on: 09-27-2022. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 555 Officenter Place
Gahanna, OH 43230

Customer Service

Mailing Address PO Box 307370
Gahanna, OH 43230
Phone Number 800-282-6420
Email Address [email protected]