Kitsap Bank


Kitsap Bank is a proudly independent, multi-generational family-owned bank. Founded in the small community of Port Orchard in 1908, we have expanded our presence throughout the Pacific Northwest and continue to grow by remaining connected to our deep local roots.

We are committed to our communities; contributing to crucial causes, and investing in the sustainability of our region.

Kitsap Bank is built around long-term relationships with our co-workers, customers, and communities.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0 - $999.99 0.10% APY
$1,000-$2,499.99 0.25% APY
$2,500-$4,999.99 0.40% APY
$5,000-$9,999.99 0.65% APY
$10,000-$19,999.99 0.95% APY
$20,000+ 1.55% APY
Last checked on: 01-24-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* $2.00 monthly fee if daily minimum of $1000 is not met (waived first 6 statement cycles). Must enroll in eStatements within first 30 days of account opening or a fee of $3.00 will be assessed

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 619 Bay Street
Port Orchard, WA 98366

Customer Service

Mailing Address 619 Bay Street
P.O. Box 9
Port Orchard, WA 98366
Phone Number 800-283-5537
Email Address [email protected]