Ladysmith Federal


Although you can expect exciting changes as we grow to meet your needs, one thing will never change: our friendly, professional staff and our shared commitment to the community.

We are mutually owned, locally controlled and the only locally owned bank in Rusk County. Our customers are our owners and the reason for our success!

Ladysmith Federal is proud to give all we can back to our community. We’re always happy to help!

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $0.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* $5 monthly fee if the daily balance drops below $50

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 119 West Fourth Street North
Ladysmith, WI 54848

Customer Service

Mailing Address PO Box 146
Ladysmith, WI 54848
Phone Number 1-888-532-5375