Lake City Bank


At Lake City Bank, people are our foundation. It begins with our strong bank culture filled with a spirit of entrepreneurialism. This foundation extends out to the high touch approach we take with our customers and the over 500 community causes we support. It’s this dedication to our foundation that has made Lake City Bank the largest bank 100% invested in Indiana.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$1 - $999 0.05% APY
$1,000 - $4,999 0.10% APY
$5,000 - $14,999 0.15% APY
$15,000 - $49,999 0.20% APY
$50,000+ 0.25% APY
Last checked on: 11-18-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 202 E. Center St.
Warsaw, IN 46580

Customer Service

Mailing Address Lake City Bank
P.O. Box 1387
Warsaw, IN 46581
Phone Number 888-522-2265