LCNB National Bank


Serving customers and communities in Southwest and Central Ohio since 1877, LCNB National Bank has a long tradition and respected reputation for building strong relationships with our customers and the communities in which we support and do business. Whether it is personal or business banking, lending services, trust or investment services you need; LCNB National Bank is the place our friends and families go to talk with experienced, trusted and caring bankers who come from the same neighborhoods as you.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $999.99 0.01% APY
$1,000.00 - $2,499.99 0.01% APY
$2,500.00 - $9,999.99 0.01% APY
$10,000.00+ 0.01% APY
Last checked on: 08-07-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $3.00*
Account Opening Fee Unknown
Account Closing Fee $25.00**

* $1.50 if customer has an open LCNB Checking Account.
** Any account closed by the account holder within 180 days of opening is subject to a $25 service charge.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 2 N. Broadway
Lebanon, OH 45036

Customer Service

Mailing Address P.O. Box 59
Lebanon, OH 45036
Phone Number 800-344-2265