Luminate Bank logo

About

At Luminate Bank, we believe in lighting the way to financial success. As a locally owned and managed bank, we’re dedicated to empowering individuals, families, and businesses with smart banking solutions.

Whether you're buying a home, growing a business, or simply looking for a better way to manage your finances, we're here to guide you with personalized support and innovative financial products.

HSA Program Features

FDIC or NCUA Insured:
check
Min Balance to Open:
$0.00
Features:
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00+ 0.01% APY
Last updated on: 04-15-2025. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown


HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Website
Address 2523 S. Wayzata Blvd. Suite 100
Minneapolis, MN 55405

Customer Service

Phone Number 952-939-7200
Email Address [email protected]