Macatawa Bank


Outstanding Features: Macatawa Bank does not charge a setup fee for your Health Savings Account. There is no minimum balance requirement and no monthly maintenance fee.

Competitive Interest Rates: We offer the benefit of tiered interest rates, allowing you to earn more as you save more. This helps you make the most of your healthcare dollars.

Convenience: At Macatawa Bank, you can access your account to view your transactions and balances at your convenience by logging on to your Macatawa Bank Online Banking or by calling our toll-free automated MAC line system at 877-622-5700.

Customer Service: Macatawa Bank is one of the premier banks in West Michigan, with convenient branch locations in Ottawa, Northern Allegan, and Kent counties. Our staff of trained professionals can answer questions you may have on your HSA. In addition, our Customer Service Center has associates available toll-free at (877) 820-2265 to answer any questions.

Peace-of-Mind: Macatawa Bank is an insured financial institution through the Federal Deposit Insurance Corporation (FDIC), so the money in your Macatawa Bank HSA is protected.

Long–Term Management Options: As your account grows in value, Macatawa Bank has other financial options to help you maximize the performance of your account.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0 - $999.990.01% APY
$1,000+0.05% APY
Last checked on: 05-01-2020. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee$0.00
Account Opening Fee$0.00
Account Closing FeeUnknown

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $2,500
Investment Fee: A 0.50% (50 basis points) annual service fee, billed monthly, based on the market value of invested funds ($5.00 annually for each $1,000 invested).

Contact Information

General Information

Address10753 Macatawa Drive
Holland, MI 49424

Customer Service

Mailing AddressMacatawa Bank
P.O. Box 3119
Holland, MI 49422-3119
Phone Number1.877.820.2265
Email Address[email protected]