We know West Michigan because it’s the only place we do business. Macatawa Bank was born in 1997 by a group of local business leaders who had a vision of what a true community bank could be. Today, we remain true to our roots, the communities we serve, and our commitment to staying local. We have over 400 employees that live and work in this community, giving you access to immediate and responsible decisions to keep you moving ahead toward your financial goals.
Macatawa Bank offers a full range of banking services, retail and commercial lending, wealth management, treasury management, private banking and eBanking services. Whether you prefer mobile or in person banking, we are here for you. Our 26 full-service branches are conveniently located throughout Kent, Ottawa and northern Allegan counties.
HSA Program Features
- FDIC or NCUA Insured:
- Min Balance to Open:
- Debit Card
- Online Banking
- Investment Options
HSA Interest Rates
|Monthly Maintenance Fee||$0.00|
|Account Opening Fee||$0.00|
|Account Closing Fee||Unknown|
HSA Investment Options
Mutual Fund Details
Investment Fee: 0.25% annual fee, charged monthly, based on the market value of your invested funds ($2.50 annually for each $1,000 invested) and a $10.00 per quarter fee ($40 annual fee)
1. Your HSA contributions will continue to be deposited directly into your HSA Checking Account. Your HSA will be linked via an HSA Investment Sweep to your selected investment fund(s).
2. When the available balance in your HSA Checking Account exceeds $2,500, excess funds will automatically be swept in increments of $100 each Business Day to the investment funds(s) you have selected.
3. When the available balance in your HSA Checking Account falls below $2,500, any available funds will automatically be swept in increments of $100 each Business Day from your investment fund(s) to your HSA. Should proceeds be required from your HSA Investment Sweep, your investment funds(s) will be liquidated on a pro-rata basis