Andigo Credit Union


Back on January 27, 1939 ten incorporators deposited $5 each to start our credit union. We had $50 in collective capital and we got going arming the good people of Illinois with the financial services they needed: bank accounts instead of shoeboxes, the means to buy that pretty little 1942 Pontiac Streamliner.

80 years later, not a whole lot has changed. We may have grown from $50 to nearly $900 million in assets and over $77 million in capital, reflecting a net worth of more than 10% of assets and from ten incorporators to nearly 40,000 members across the country. But we’re still focused on our members and live by pretty simple beliefs:

  • We do what's right for members to improve their financial lives
  • We treat member needs just like our own needs
  • We can succeed only if our members succeed

These days, that ‘42 Pontiac has turned into a Model S Tesla, and we’re marveling at the invention of the Apple Watch™ instead of the Slinky™, but Andigo is still here to go wherever you’re going. From daily grind to life-time decisions, we’re there. Want to retire at 30? We’ll arm you with the right tools to avoid that mid-life crisis. Off to school? We’ve got your emergency credit card ready (for emergency tacos, let’s be honest). Saving for that dream day? We know no white wedding is complete without at least two dozen white trumpeter swans.

Life’s short, but your dreams are big. Andigo is here to help you grow from a kid with a shoebox to an adult with a retirement plan -- and all the adventures in between.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
$5 balance in their regular Andigo savings account
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$1 - $24,999 0.05% APY
$25,000 - $99,999 0.15% APY
$100,000+ 0.25% APY
Last checked on: 12-08-2020. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $0.00
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: check_box   Other: close

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee:

Investing your HSA funds into a variety of no-load or load-waived mutual funds via our brokerage HSA through a partnership with DEVENIR, a national leader in investment options for health benefit plans.

CDs Details

HSA certificates receive the same rate as our regular certificates (excludes promotional rates)

Contact Information

General Information

Address 1205 E Algonquin Road
Schaumburg, IL 60196

Customer Service

Mailing Address Andigo Credit Union
1205 E Algonquin Road
Schaumburg, IL 60196
Phone Number 877.270.6392 (toll-free)