We're here to be a trusted financial partner for you, supporting the communities we serve not just as a bank but a neighbor as well. We are committed to building strong communities together, because when the community thrives, we do too.
As your local bank, it's our responsibility to give back to the communities we serve. We take pride in our community involvement and aim to give back in every way we can, including thousands of staff volunteer hours each year and monetary contributions to local organizations. When you bank with Merchants, you are a part of more than a bank, you are a part of our community.
HSA Program Features
- FDIC or NCUA Insured:
- Min Balance to Open:
- Debit Card
- Investment Options
HSA Interest Rates
|$0.00 - $5,000.00||0.02% APY|
|$5,000.01 - $10,000.00||0.04% APY|
|$10,000.01 - $15,000.00||0.08% APY|
|$15,000.01 - $25,000.00||0.10% APY|
|Monthly Maintenance Fee||Unknown|
|Account Opening Fee||Unknown|
|Account Closing Fee||Unknown|
HSA Investment Options
CDs DetailsWe offer Certificate of Deposit* (CD) accounts for regular savings, retirement accounts (IRAs), and Health Savings Accounts (HSAs):
- Start saving today with a minimum deposit of $500.
- Flexible terms starting from just three months.
|Website||Merchants Bank's HSA Website open_in_new|
|Address||102 East Third Street
Winona, MN 55987