Mid America Bank logo

About

Our roots go back to the middle of America, quite literally. In 1997, a group of Kansans purchased the Esbon State Bank, located just miles from the geographic center of the United States. It was for this reason we changed our name to Mid America Bank. We moved our headquarters to Baldwin City, KS in 2001 but have maintained our middle-of-America values.

Since moving our headquarters we have added branches in Wellsville, Lawrence, Gardner, Palco, Eudora and coming soon to Norton. Through all of this growth we have maintained our deep community ties because we believe a bank is only as good as the community it serves. The banking world changes constantly but the importance of community does not.

HSA Program Features

FDIC or NCUA Insured:
check
Min Balance to Open:
$50.00
Features:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates for various balance tiers
$0.00+ 1.00% APY
Last updated on: 06-24-2025. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Website
Address 802 Ames St.
Baldwin City, KS 66006

Customer Service

Mailing Address Mid America Bank
P.O. Box 4
Baldwin City, KS 66006
Phone Number 785-594-2100