Midland States Bank


From our modest beginnings as a one-branch bank in Effingham, Ill., Midland has grown and diversified into a unique financial services company. Today, Midland serves consumer, business and corporate clients with a full range of services.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $2.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Waived with an average monthly balance of $1,500

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1201 Network Centre Drive
Effingham, IL 62401

Customer Service

Mailing Address Midland States Bank
Customer Care Center
1201 Network Centre Drive
Effingham, IL 62401
Phone Number 1-855-696-4352