Midland States Bank


Since our first branch opened in Effingham, Illinois, Midland States Bank has been helping individuals, businesses and corporate clients reach their financial goals. Now, as a much larger and more diverse financial services company, we have a full range of services that we will tailor to best meet your needs — and you can access these services anytime, anywhere.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $2.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Waived with an average monthly balance of $1,500

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1201 Network Centre Drive
Effingham, IL 62401

Customer Service

Mailing Address Midland States Bank
Customer Care Center
1201 Network Centre Drive
Effingham, IL 62401
Phone Number 1-855-696-4352