MidWestOne Bank


For more than 80 years, we have earned long-term customer relationships by helping our customers and communities succeed. We believe that the communities we serve are not only the inspiration of our organization, but the purpose behind our existence. That’s why customers like you are at the heart of everything we do.

When you walk into any of our MidWestOne locations, you’ll probably see our mission statement prominently displayed. “Take care of our customers and those who should be,” is not only our mission, it is who we are.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $999.99 0.35% APY
$1,000.00 - $4,999.99 0.40% APY
$5,000.00 - $24,999.99 0.45% APY
$25,000.00 - $49,999.99 0.50% APY
$50,000.00 - $99,999.99 0.50% APY
$100,000.00+ 0.50% APY
Last checked on: 03-14-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee Unknown
Account Opening Fee $0.00
Account Closing Fee $25.00*

* If closed within 6 months of opening

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 500 South Clinton Street
Iowa City, IA 52240

Customer Service

Phone Number 800-247-4418