MidWestOne Bank


Individuals and businesses alike understand the need to proactively manage two of their most pressing costs – health care expenses and tax liability. A MidWestOne Bank Health Savings Account (HSA) may be the solution for you. A tax advantaged FDIC-insured account, an HSA is an attractive option for consumers who subscribe to a High Deductible Health Plan (HDHP) and for employers who offer these plans.

A Health Savings Account, or HSA, can help you pay for qualified medical expenses and combat increases in health insurance costs. There are tax advantages, and contributions may be made by you, your employer, or anyone else, up to your maximum contribution limit.


User Ratings
GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00-$999.99 0.05%
$1,000.00-$4,999.99 0.05%
$5,000.00-$24,999.99 0.10%
$25,000.00-$49,999.99 0.10%
$50,000.00-$99,999.99 0.15%
$100,000.00 and above 0.15%
Last checked on: 02-18-2019


Monthly Maintenance Fee $2.00
Account Opening Fee Unknown
Account Closing Fee $25.00*

* If closed within 6 months of opening

HSA Investment Options

Mutual Fund Platform:    Self-Directed Brokerage:    CDs:    Other:

Contact Information

General Information

Address 102 South Clinton Street
Iowa City, IA 52244

Customer Service

Mailing Address PO Box 1700
Iowa City, IA 52244-1700
Phone Number 1-800-247-4418

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