Minnco Credit Union


Since 1935, Minnco Credit Union has provided the people of East Central Minnesota with quality financial products and services at the lowest possible cost. Having grown to more than 30,000 members, Minnco Credit Union is preserving its rich tradition by continuing to provide our members with new, convenient products and services to meet the demands of today's hectic lifestyles.

Today, Minnco Credit Union members have easy access to seven branch locations. In addition to our original site in downtown Cambridge, MN, we have an office in Isanti, North Branch, Andover, Big Lake, a second Cambridge location at the Minnco Center, and Princeton. All locations are open Monday through Saturday.

Even when the convenient locations and hours do not fit your busy schedule, you have access to your accounts through our online and mobile banking products!

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$1,000 - $2,499.99 0.30% APY
$2,500 - $4,999.99 0.50% APY
$5,000 - $9,999.99 1.00% APY
$10,000 - $24,999.99 1.75% APY
$25,000+ 2.00% APY
Last checked on: 09-07-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 235 W. First Ave
Cambridge, MN 55008

Customer Service

Phone Number 866-464-6626
Email Address [email protected]