Mid Minnesota Federal Credit Union


We are locals serving locals, for the good of our community. We live, shop and do business here. Our families and friends are here. Our homes are here. Simply put, we’re invested here on every level.

When people debate credit unions vs banks, there really isn’t a comparison. Big banks are concerned with their profits. Credit unions, like MMFCU, are concerned for our neighbors. We are owned and led by members, your actual neighbors, so our profits are your profits. Everything comes back to the members. You’ll likely see it in our higher dividends, lower interest rates and more customized service offerings.

It’s not a dream, it’s the reality of MMFCU membership. You can bank with people who understand you and your needs. People who live, work and serve in your community. And we believe our community is strengthened when we all grow together. That’s what makes credit unions like MMFCU special.

HSA Program Features

FDIC or NCUA Insured:

HSA Interest Rates

Interest rates for various balance tiers
$5 - $2,499 0.15% APY
$2,500 - $4,999 0.20% APY
$5,000+ 0.25% APY
Last checked on: 12-28-2022. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 200 S 6th St
Brainerd, MN 56401

Customer Service

Mailing Address Mid Minnesota Federal Credit Union
PO Box 746
Brainerd, MN 56401
Phone Number 218-829-0371