Montecito Bank & Trust logo

About

As the largest locally owned community bank on the Central Coast, Montecito Bank & Trust remains committed to our founding principle: to make the communities we serve better places to live and work.

HSA Program Features

FDIC or NCUA Insured:
check
Min Balance to Open:
$100.00
Features:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates for various balance tiers
$0.00+ 0.05% APY
Last updated on: 08-21-2024. Rates may not be current, please check the provider's website for the latest rates.

Fees


Monthly Maintenance Fee $3.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* $100 minimum daily balance for the fee to be waived.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Website
Address 1010 State Street
Santa Barbara, CA 93101

Customer Service

Mailing Address P.O. Box 2460
Santa Barbara, CA 93120
Phone Number (805) 963-7511