Mountain Credit Union


In September 2010 Mountain Credit Union was granted an amendment to our Community Charter that allows us to serve Cherokee, Clay, Graham and Madison counties. As of March 2022, another change in our field of membership now allows us to serve McDowell and Transylvania Counties. Our charter now allows us to serve anyone who lives, works, worships or attends school in Buncombe, Cherokee, Clay, Graham, Haywood, Henderson, Jackson, Macon, Madison, McDowell, Swain, and Transylvania Counties of North Carolina.

HSA Program Features

FDIC or NCUA Insured:

HSA Interest Rates

Interest rates for various balance tiers
$0.00+ 2.00% APY
Last checked on: 09-08-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1700 Russ Avenue
Waynesville, NC 28786

Customer Service

Phone Number 877-699-6328
Email Address [email protected]