The Napoleon State Bank


The Napoleon State Bank has been locally owned since 1903 and serves the Ripley and Decatur counties of Southeastern Indiana. The bank has locations in Napoleon, Holton, Osgood, and Greensburg. The mission of The Napoleon State Bank is to remain a locally owned financial institution, dedicated to providing a broad range of services to our customers and communities, through a friendly, trained, qualified staff that provides unsurpassed personal service to our customers.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates for various balance tiers
$0 - $999 0.25% APY
$1,000 - $4,999 0.30% APY
$5,000 - $14,999 0.35% APY
$15,000+ 0.40% APY
Last checked on: 06-21-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $3.00*
Account Opening Fee Unknown
Account Closing Fee $25.00**

* Maintain an average monthly balance of $5,000.00 or sign up for eStatements to avoid the service charge that would be assessed at the time of your statement.
** If the account is closed within one year of opening.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 8912 N. US 421
Napoleon, IN 47034

Customer Service

Mailing Address P.O. Box 9
Napoleon, IN 47034
Phone Number 812-852-4002