Northwoods Bank


Superior service, competitive rates, and fast turnaround times. From everyday money management to affordable loans, we pride ourselves on strong, personal relationships with you, our customers. We offer personalized service and helpful education so you feel confident in your personal and business financial decisions.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:

HSA Interest Rates

Interest rates for various balance tiers
$0 – $49,999.99 0.05% APY
$50,000+ 0.07% APY
Last checked on: 11-11-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Waived if average daily balance above $5,000

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1200 East First Street
Park Rapids, MN 56470

Customer Service

Mailing Address P O Box 112
Park Rapids, MN 56470
Phone Number 218-732-7221