We're proud to say that our members have done a great job of telling others how much they like Northwoods Credit Union! We've had many requests to open accounts from people who didn't meet our eligibility requirements. With all of these requests, we decided it was time to apply with the State of Minnesota to open to counties within our area. We applied for and received approval to offer membership to those who live, work, go to school or attend church in Carlton, Pine and St. Louis Counties. We were approved because of our strong financial performance and our history of providing members with exceptional products and services as well as having a comprehensive plan to continue serving our members well.