Northwoods Credit Union


We're proud to say that our members have done a great job of telling others how much they like Northwoods Credit Union! We've had many requests to open accounts from people who didn't meet our eligibility requirements. With all of these requests, we decided it was time to apply with the State of Minnesota to open to counties within our area. We applied for and received approval to offer membership to those who live, work, go to school or attend church in Carlton, Pine and St. Louis Counties. We were approved because of our strong financial performance and our history of providing members with exceptional products and services as well as having a comprehensive plan to continue serving our members well.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00+ 0.25% APY
Last checked on: 02-28-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $1.00*
Account Opening Fee $25.00
Account Closing Fee Unknown

* Paid annually after the first year

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1702 Avenue B
Cloquet, MN 55720

Customer Service

Mailing Address 1702 Avenue B.
Cloquet, MN 55720
Phone Number 1-888-458-0975
Email Address [email protected]