Ohio Valley Bank


The Ohio Valley Bank Company, known as Ohio Valley Bank or more simply OVB, was established in 1872. Ohio Valley Bank currently operates 17 offices throughout Ohio and West Virginia.

Ohio Valley Bank's headquarters are located at 420 Third Avenue in Gallipolis, Ohio. During its 151 years in business, the bank has never changed names, making it one of the 6 oldest state chartered banks in the state. Assets are over $1 billion, and the company employs nearly 300 people.

The mission of Ohio Valley Bank is clear: Community First! OVB's job is to help the community thrive.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $9,999.99 0.05% APY
$10,000 - $49,999.99 0.05% APY
$50,000 - $99,999.99 0.05% APY
$100,000+ 0.10% APY
Last checked on: 01-17-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00*
Account Opening Fee $10.00
Account Closing Fee Unknown

* A $5.00 quarterly service fee applies if average quarterly balance is below $100.00

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 420 Third Avenue
Gallipolis, OH 45631

Customer Service

Mailing Address P.O. BOX 240
Gallipolis, OH 45631
Phone Number 1-800-468-6682