Ohio Valley Bank


Ohio Valley Bank, established in 1872, currently operates 19 offices throughout Ohio and West Virginia.

The Bank's headquarters are located at 420 Third Avenue in Gallipolis, Ohio. During its 145 years in business, it has never changed names, making it one of the oldest bank's in the state.

In the 90's, Ohio Valley Bank management established Ohio Valley Banc Corp. The Banc Corp. is a one-bank holding company (Ohio Valley Bank being that "one-bank") which has expanded to own another subsidiary in 1996 called Loan Central, a finance company with six offices in southern Ohio. Ohio Valley Banc Corp. common stock is traded on The NASDAQ Global Market under the ticker symbol of OVBC.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $9,999.99 0.05% APY
$10,000 - $49,999.99 0.05% APY
$50,000 - $99,999.99 0.05% APY
$100,000+ 0.10% APY
Last checked on: 06-01-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00*
Account Opening Fee $10.00
Account Closing Fee Unknown

* A $5.00 quarterly service fee applies if average quarterly balance is below $100.00

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 420 Third Avenue
Gallipolis, OH 45631

Customer Service

Mailing Address P.O. BOX 240
Gallipolis, OH 45631
Phone Number 1-800-468-6682