Optum Bank


At Optum Bank, member FDIC, we’re entirely dedicated to improving people’s well-being and are passionate about the relationship between health and finances. We are the leader in health accounts and payment solutions and leverage our digital platforms, advanced analytics, and proprietary technology to help people and organizations better manage health care expenses. Because when we understand the relationship between finance and health, we can all reach our full potential.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee Unknown
Account Opening Fee Unknown
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $2,000
Investment Fee: 0.03% of your average daily investment balance, not to exceed $10.00 in any given month

  • When funds are transferred to your investment account, the amount of the transfer cannot bring the balance of your HSA below your investment threshold.
  • The minimum amount that can be transferred to your investment account is $100.
  • You can’t make payments for qualified medical expenses directly from your investment account. If you wish to use funds from your investment account to make payments, the funds will first need to be moved back into your HSA.

Contact Information

General Information


Customer Service

Mailing Address P.O. Box 271629
Salt Lake City, Utah 84127-1629
Phone Number 1-866-234-8913