Patelco Credit Union


Back in 1936, with only $500 assets, a few employees at Pacific Telephone and Telegraph Company (now AT&T) had a dream to create a credit union. A fixture in the Bay Area since then, Patelco Credit Union is now a full-service, not-for-profit financial cooperative dedicated to helping our members and communities prosper. With $8 billion in assets and over 400,000 members nationwide, we are one of the largest credit unions in the nation. Although we've grown exponentially, our purpose remains with our members: Fueling hope and creating opportunities to build financial resiliency and empower them to achieve financial freedom.

HSA Program Features

FDIC or NCUA Insured:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $2,000.00 0.05% APY
$2,000.01 - $3,500.00 0.10% APY
$3,500.01+ 0.25% APY
Last checked on: 02-14-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Fee is waived for 1st year

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 24703 Amador St
Hayward, CA 94544

Customer Service

Mailing Address Patelco Credit Union
PO Box 2227
Merced, CA 95344
Phone Number 800-358-8228