About
Inspira Financial provides health, wealth, retirement, and benefits solutions that strengthen and simplify the health and wealth journey. With more than 7 million clients, representing over $62 billion in assets, Inspira works with thousands of employers, plan sponsors, recordkeepers, TPAs, and other institutional partners — helping the people they care about plan, save, and invest for a brighter future. Inspira relentlessly pursues better outcomes for all with our automatic rollover services, health savings accounts, emergency savings funds, custody services, and more. Learn more at inspirafinancial.com.
HSA Program Features
- FDIC or NCUA Insured:
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- Min Balance to Open:
- $0.00
- Features:
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- Debit Card
- Online Banking
- Investment Options
HSA Interest Rates
| Standard | |
|---|---|
| $0.00- $2,000.00 | 0.01% APY |
| $2,000.01+ | 0.05% APY |
| Enhanced | |
| $0.00- $2,000.00 | 0.05% APY |
| $2,000.01- $7,500.00 | 0.10% APY |
| $7,500.01- $15,000.00 | 0.25% APY |
| $15,000.01+ | 0.50% APY |
Fees
| Monthly Maintenance Fee | $2.00* |
|---|---|
| Account Opening Fee | $0.00 |
| Account Closing Fee | $25.00 |
* There is no monthly maintenance fee if the account is employer sponsored
HSA Investment Options
Mutual Fund Platform:
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Self-Directed Brokerage:
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CDs:
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Other:
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Mutual Fund Details
Investment Threshold: $1,000
Investment Fee: 0.03% of prior month's average invested balance, applied only of first $33,333.33 of invested assets
Investment Fee: 0.03% of prior month's average invested balance, applied only of first $33,333.33 of invested assets
- No-transaction-fee (NTF) platform.
- No minimum investment amount.
- Automatic dividend reinvest option at account level.
Other Investment Option Details
A Stable Value Separate Account yielding 1.60% is also available.Contact Information
General Information
| Website | Inspira Financial's HSA Website open_in_new |
|---|---|
| Address | 2001 Spring Road, Suite 700 Oak Brook, IL 60523 |
Customer Service
| Mailing Address | PO Box 8396 Omaha, NE 68108-8396 |
|---|---|
| Phone Number | 1-844-729-3539 |
Sales Department
| Phone Number | 917-488-2033 |
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