Peoples National Bank


Peoples National Bank has been providing personalized banking relationships since 1909. We are a community bank focused on customer service and delivering products along with the tools and technology to keep our customers up to date. Peoples National Bank offers a personalized Health Savings Account (HSA) for employees and employers. Our HSA checking account partners perfectly with your High Deductible Health Plan (HDHP).

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $999.99 0.38% APY
$1,000.00 - $9,999.99 0.41% APY
$10,000.00+ 0.43% APY
Last checked on: 05-16-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $0.00
Account Closing Fee $0.00

* A $5 inactivity fee will be charged to your account if you do not pay at least one bill during the month. The inactivity fee is waived the first 3 months after enrolling for bill pay.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: check_box   Other: close

CDs Details

  • Term of 12 months
  • $500 to open
  • Competitive rates

Contact Information

General Information

Address 520 S. 42nd Street
Mt. Vernon, IL 62864

Customer Service

Phone Number (877) 378-1909