Heads up! PNC does not offer a retail product, individuals cannot currently sign up on their own for a PNC account.

PNC has been a leader in creating client-centric health savings accounts since 2004.

With advanced technology and detailed focus on employee engagement and education, we are committed to helping our clients manage healthcare costs while delivering an exceptional HSA and benefits spending account experience for their employees.

Empower your employees by providing tools to help manage expenses, plan for the future and develop a sense of financial well-being.

  • Mobile access: PNC BeneFit Plus App, Wallet and Learning
  • Fully integrated HSA investment experience
  • Dashboard to track, categorize, and manage expenses
  • Online resources to make informed healthcare purchasing decisions

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $2.50*
Account Opening Fee $0.00
Account Closing Fee $0.00

* $5,000 average daily balance in Cash Account to avoid service charge

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $1,000
Investment Fee: Annual charge of 0.35% of investment balances assessed quarterly

The PNC BeneFit Plus HSA offers an integrated investment experience with a broad selection of load-waived mutual funds from multiple fund families to help you manage your healthcare spending today or invest for the future.

Contact Information

General Information


Customer Service

Mailing Address PNC BeneFit Plus Consumer Services
P.O. Box 2865,
Fargo, ND 58108-2865
Phone Number 1-844-356-9993
Email Address [email protected]