Heads up! PNC does not offer a retail product, individuals cannot currently sign up on their own for a PNC account.
PNC has been a leader in creating client-centric health savings accounts since 2004.
With advanced technology and detailed focus on employee engagement and education, we are committed to helping our clients manage healthcare costs while delivering an exceptional HSA and benefits spending account experience for their employees.
Empower your employees by providing tools to help manage expenses, plan for the future and develop a sense of financial well-being.
- Mobile access: PNC BeneFit Plus App, Wallet and Learning
- Fully integrated HSA investment experience
- Dashboard to track, categorize, and manage expenses
- Online resources to make informed healthcare purchasing decisions
HSA Program Features
- FDIC or NCUA Insured:
- Min Balance to Open:
- Debit Card
- Online Banking
- Investment Options
HSA Interest Rates
|$0.01 - $1,999.99||0.01% APY|
|$2,000.00 - $4,999.99||0.01% APY|
|$5,000.00 - $9,999.99||0.03% APY|
|$10,000.00 - $24,999.99||0.05% APY|
|Monthly Maintenance Fee||$2.50*|
|Account Opening Fee||$0.00|
|Account Closing Fee||$0.00|
* $5,000 average daily balance in Cash Account to avoid service charge
HSA Investment Options
Mutual Fund Details
Investment Fee: Annual charge of 0.35% of investment balances assessed quarterly
The PNC BeneFit Plus HSA offers an integrated investment experience with a broad selection of load-waived mutual funds from multiple fund families to help you manage your healthcare spending today or invest for the future.