Provident Credit Union


Currently the 108th largest credit union in the U.S. (20th largest in California), Provident Credit Union was opened in 1950 to serve the California Teachers Association. Headquartered in the San Francisco Bay Area, Provident Credit Union now serves more than 134,000 members and over 1,200 employer groups and maintains branches throughout California. With over 3.5 billion dollars in assets, Provident has earned a name for safety and soundness.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$25+ 0.31% APY
Last checked on: 09-19-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Groups of 10 or more may have the monthly fee waived.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: check_box   Other: close

CDs Details

View CD rates by clicking here.

Contact Information

General Information

Address 210 Redwood Shores Parkway
Redwood Shores, CA 94065

Customer Service

Mailing Address Provident Credit Union
Attn: Account Services
PO Box 8007
Redwood City, CA 94063-0903
Phone Number 800-632-4600