We're a credit union, a not-for-profit financial institution proudly serving our community and members since 1957. With all the choices out there, why pick Radiant Credit Union? YOU OWN US. Our members aren’t just customers, they’re owners. This means when you join Radiant Credit Union, you get a voice in how we do business. As a not-for-profit cooperative, we return our profits to our member-owners in the form of better rates, lower fees, a higher return on deposits, and personalized service.