Sandy Spring Bank


Since its founding more than 140 years ago, Sandy Spring Bank has been an active and enthusiastic supporter of the communities we serve. From sponsoring events to raising money for charity; coordinating community celebrations to rebuilding low income homes; and setting up in-school banks to teaching kids the value of saving money, Sandy Spring Bank is committed to making the communities we serve a better place to live, work and raise a family.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.01 - $1,999.99 0.01% APY
$2,000.00 - $9,999.99 0.01% APY
$10,000.00+ 0.01% APY
Last checked on: 09-21-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $5.00*
Account Opening Fee $18.00
Account Closing Fee $35.00

* Waived any monthly statement cycle you receive ACH Direct Deposit or maintain a $300 minimum daily balance

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 17801 Georgia Ave
Olney, MD 20832

Customer Service

Mailing Address Sandy Spring Bank
Attn: Client Service Center
17801 Georgia Avenue
Olney, MD 20832
Phone Number 800-399-5919
Email Address [email protected]