Our members aren’t just customers, they’re owners. This means when you join SELCO, you get a voice in how we do business. Our members elect volunteer leaders from the community to guide our development and keep our professional standards high.

Our commitment isn’t to stockholders—it’s to you. As a not-for-profit consumer cooperative, we return our profits to our member-owners in the form of better rates, lower (and fewer) fees, a higher return on deposits, and personalized service.

We began in 1936 when local teachers and school employees pooled their funds together in a shoebox to help each other through tough times. When one member needed a loan, the others stepped in. We’ve been doing business this way ever since. Through ongoing partnerships with local nonprofits and schools, we continue to reinvest in our shared community.

With 24/7 online access, you can manage your accounts anytime you want. Through Shared Branching, you can access your money at 5,000+ credit union branches and nearly 30,000 ATMs coast to coast (and beyond). And with mobile banking, mobile wallets, and free apps, wherever you are, we’re there, too.