SouthPoint Financial Credit Union


The SouthPoint Way Core Values promote an environment to achieve our mission and encourages member growth by differentiating ourselves in our communities. By incorporating knowledge and experience with daily conversations and processes, we create opportunities for employee, member, and credit union growth. These values embrace innovation and change to create a superior member experience.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $2,499.99 1.00% APY
$2,500.00 - $9,999.99 1.00% APY
$10,000.00 - $24,999.99 1.00% APY
$25,000.00 - $49,999.99 1.00% APY
$50,000.00+ 1.00% APY
Last checked on: 06-10-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.83*
Account Opening Fee Unknown
Account Closing Fee $50.00**

* Annual service fee via automatic withdrawal from the HSA on the yearly anniversary date of opening the account. **Only if the account is closed within 365 days of opening. If closed within seven days of opening, no fee applies

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 920 East Main
Sleepy Eye, MN 56085

Customer Service

Mailing Address SouthPoint Financial Credit Union
PO Box 406
Sleepy Eye, MN 56085
Phone Number 877-794-6712