St. Mary's Bank


St. Mary’s Bank was established as the first credit union in the nation in Manchester, New Hampshire in 1908. At the time, French Canadian immigrants were laboring in the mills along the banks of the city’s Amoskeag River in hopes of achieving a better quality of life for themselves and their families. A local pastor sought to help them, and a new way of banking founded on the idea of “people helping people” was established for the first time ever in America. Right from the start, St. Mary’s Bank was a place where everyone was welcome, and anyone could belong.

Well over a century later, the legacy of our founders lives on. Member-owned and not-for-profit, St. Mary’s Bank is an inviting and inclusive credit union that strives to creates opportunities for individuals, businesses and families in New England. Our members motivate and inspire us to go above and beyond in providing progressive financial products, best-in-market-service and trusted financial advice. We are where we are today not just because of our rich past, but because of our continued commitment to our members and to the values that led our first president to open the doors of his very own home as our early headquarters. The story of St. Mary’s Bank is timeless, and begins the way most great stories do: with a dream to change the world for the better.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$1,000.00+ 0.10% APY
Last checked on: 09-22-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $4.00*
Account Opening Fee $0.00
Account Closing Fee Unknown

* Waived with daily balance of at least $1,000 or also waived with monthly direct deposit.

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 200 McGregor Street
Manchester, NH 03102

Customer Service

Phone Number 1-888-786-2791