The State Bank


When The State Bank was formed in 1898 we were founded to serve the needs of our neighbors and friends; establishing a foundation of trust, which is a passion of ours that still exists today. We have grown to 20 locations with branches, Connect! ITMs, and ATMs that span across Bay, Genesee, Ingham, Jackson, Livingston, Oakland, Saginaw and Shiawassee counties to make banking more convenient for our customers.

Through an approach that looks for solutions, and our belief that together we can overcome any barrier, let us help you find a brighter future.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Checks

HSA Interest Rates

Interest rates are unknown at this time


Monthly Maintenance Fee $2.00*
Account Opening Fee Unknown
Account Closing Fee Unknown

* If balance is below $1000 minimum – waived 1st year

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 175 N. Leroy Street
Fenton, MI 48430

Customer Service

Phone Number 800-535-0517