A Health Savings Account (HSA) is a special account established for the purpose of paying current and future medical expenses in conjunction with a High Deductible Health Plan. Individuals are eligible for a Health Savings account if they are covered by a High Deductible Health Plan (HDHP), are not covered by other health insurance, are not enrolled in Medicare, and cannot be claimed as a dependent on someone else’s tax return.

Tioga State Bank HSAs are offered as tiered, interest checking accounts with competitive interest rates, no minimum balance to open the account or earn interest, no per check charge, free access to check images via TSB Online Banking, and a free Tioga State Bank HSA Debit Card.