Ultima Bank


A high yielding account designed to pay for qualified medical expenses of the participant and his/her family members. Any individual, regardless of age or compensation, is eligible to participate if they are covered under a High Deductible Health Plan. Contributions are tax deductible and qualified medical expense distributions are tax free. Its very attractive interest rate and annual percentage yield (APY) are variable and subject to change without notice. Interest is calculated daily, then compounded and credited to your account monthly.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card

HSA Interest Rates

Interest rates for various balance tiers
$0 - $2,499.99 0.15% APY
$2,500 - $9,999.99 0.20% APY
$10,000 - $24,999.99 0.40% APY
$25,000 - $49,999.99 0.50% APY
$50,000+ 0.60% APY
Last checked on: 06-04-2021. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $2.08*
Account Opening Fee Unknown
Account Closing Fee Unknown

* Annual fee of $25

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 9 West Minnesota Avenue
Winger, MN 56592

Customer Service

Mailing Address PO Box 9
Winger, MN 56592
Phone Number 218-938-4144