UMB Healthcare Services, a division of UMB Bank, n.a., delivers healthcare payment solutions including custodial services for health savings accounts (HSAs) and private label, multipurpose debit cards to insurance carriers, third-party administrators, software companies, employers and financial institutions.
UMB gained a leadership position when it became one of the first banks to market Archer Medical Spending Accounts in 1996. It has since received national recognition as one of the leading custodians in the country. This experience, combined with powerful processing capabilities, differentiates UMB’s HSA from the competition. UMB Healthcare Services is one of the top 10 custodians in the country with account holders throughout the nation.
Today, UMB Healthcare Services provides solutions for more than 5.6 million healthcare spending account cards, including more than 988,000 HSAs, with nearly $2 billion in HSA assets and deposits.
HSA Program Features
- FDIC or NCUA Insured:
- Debit Card
- Online Banking
- Investment Options
HSA Interest Rates
|$1.00 - $2,499.99||0.05%|
|$2,500.00 - $4,999.99||0.10%|
|$5,000.00 - $9,999.99||0.15%|
|$10,000.00 - $14,999.99||0.20%|
|$15,000.00 - $24,999.99||0.30%|
|Monthly Maintenance Fee||$2.50*|
|Account Opening Fee||$0.00|
|Account Closing Fee||$15.00|
* Wavied on a balance of $3,000 or more
HSA Investment Options
Mutual Fund Details
Investment Fee: $3.00 / Month
- Simple. You decide how much and how often to invest for one low monthly fee, no fund minimums and no trading fees.
- Fast. It only takes a few minutes to enroll and get started. It’s as easy as shopping online.
- Smart. Backed by UMB’s1 experience and insight, HSA Saver is a powerful tool that just made investing a whole lot easier.
Other Investment Option Details
1UMB Investment Management selects mutual funds in various asset classes for inclusion in the UMB HSA Saver® Investment Program. UMB Investment Management is a department of UMB Bank, n.a. UMB Bank, n.a. is a wholly owned subsidiary of UMB Financial Corporation.
Investments in securities through the HSA investment account are: Not FDIC Insured • May Lose Value • No Bank Guarantee
UMB Custody Services provides safekeeping and settlement of the mutual fund investments in the UMB HSA Saver investment program. UMB Custody Services is a division of UMB Bank, n.a.
|Website||UMB Bank's HSA Website open_in_new|
|Mailing Address||UMB Bank, n.a.
UMB Healthcare Services
P.O. Box 419226
Kansas City, MO 64141
|Phone Number||866.520.4HSA (4472)|