Union Bank & Trust Company


We’ll take the time to get to know you, your family, and your business. That’s what leads to banking that fits your needs. But it’s more than that. It’s family ownership. Strong roots in the communities we serve. Stability from sound decision-making. So get to know us, and you’ll see that you belong here.

User Ratings

GD Star Rating

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Debit Card
  • Checks
  • Online Banking
  • Investment Options

HSA Interest Rates

Interest rates for various balance tiers
$0.00 - $2,500.000.05% APY
$2,500.00 to $9,999.990.10% APY
$10,000.00 to $24,999.990.20% APY
$25,000+0.40% APY
Last checked on: 05-05-2020. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee$2.00
Account Opening FeeUnknown
Account Closing Fee$20.00*

* *If closed within 1 year

HSA Investment Options

Mutual Fund Platform: check_box   Self-Directed Brokerage: close   CDs: close   Other: close

Mutual Fund Details

Investment Threshold: $500
Investment Fee: $10.00 / month

Opening an Investment HSA gives you access to reputable mutual fund families selected by UBT experts once you reach the $500 minimum investment threshold.

Contact Information

General Information

Address121 S. 13th St.
Lincoln, NE 68508

Customer Service

Phone Number800.297.2837
Email Address[email protected]