United Community Bank


The United Community Bank is a progressive and growing state-chartered bank serving Dickinson, Clay, O'Brien and Osceola counties from its five locations in Milford, Okoboji, Hartley, Ocheyedan and Lake Park, Iowa. The Bank was formed on January 1, 1998, by combining the Dickinson County Savings Bank of Milford and Okoboji with the United Community Bank of Hartley and Ocheyedan.

HSA Program Features

FDIC or NCUA Insured:
Min Balance to Open:
  • Checks
  • Online Banking

HSA Interest Rates

Interest rates for various balance tiers
$0.00+ 0.35% APY
Last checked on: 05-16-2023. Rates may not be current, please check the provider's website for the latest rates.


Monthly Maintenance Fee $0.00
Account Opening Fee $0.00
Account Closing Fee Unknown

HSA Investment Options

Mutual Fund Platform: close   Self-Directed Brokerage: close   CDs: close   Other: close

Contact Information

General Information

Address 1000 Okoboji Avenue
Milford, IA 51351-0167

Customer Service

Mailing Address P.O. Box 167
Milford, IA 51351-0167
Phone Number (888) 338-2781