United was founded in 1949 by people just like you who believed in the values of the community and who believed in service to one another. We’ve been serving Members ever since, growing into who we are today with the knowledge that strength in numbers brings opportunities and prosperity to all of us.
Today our more than 168,000 Members enjoy the wide range of personal and business banking products we offer, at the best possible rates. We’ve partnered with 900+ employers to extend our offerings and benefits to their employees and affiliates.
As a credit union, we take pride in the advantages we can offer over traditional banks, like typically fewer fees and greater investments in local communities. And our dedication to service and community doesn’t stop at our branch doors—it extends into the schools, restaurants, and other small businesses in every community we serve and support. The Members who work at United are rooted in their communities—your communities—as neighbors, volunteers, and mentors.
HSA Program Features
- FDIC or NCUA Insured:
- Min Balance to Open:
- Debit Card
HSA Interest Rates
|$0.00 - $999.99||0.10% APY|
|$1,000.00 - $9,999.99||0.35% APY|
|$10,000.00 - $24,999.99||0.50% APY|
|Monthly Maintenance Fee||$0.00|
|Account Opening Fee||Unknown|
|Account Closing Fee||Unknown|
HSA Investment Options
|Website||United Federal Credit Union's HSA Website|
|Mailing Address||PO Box 125|
St.Joseph, MI 49085